Licensed & Bonded Collection Agency
Collections from day one to recovery
One platform, every stage of delinquency. Automate friendly, on-brand outreach for early-stage recovery. Bring in our licensed collection agency only for the late-stage accounts that actually need it.
Book a Demo
Numbers that do the talking
$3B+
Team collected to date
31 Days
Avg. reduction in days to payment
400 disputes
Avg. managed per client monthly
52 hours
Avg. monthly time savings
Features
Everything your team needs
to recover more
Fully automated
Interval runs reminders, follow-ups, and negotiation from start to finish. Your team recovers more without adding headcount.
Compliance & security
Every call, text, and email meets FDCPA and state-level requirements. Customer data stays encrypted, in transit and at rest.
Payment Received
Dispute management
Interval works disputes with your customers directly and reaches a clear plan of action fast. Your team can step into the same conversation thread at any point, or let Interval run the entire process.
Updating card…
1234
THRU
Bank & card updates
Interval keeps credit card, ACH, and auto-pay methods current and up to date. Expired details get refreshed before they turn into past-due AR.
Payment Plan
12 mo
1.88% Interest
Payment Plan
6 mo
2% Interest
Payment Plan
2 mo
3% Interest
Payment Plan
Pay in full
0% Interest
Payment plans & PTP
Interval can set payment plans and routinely check in with clients who set a promise to pay (PTP).
Reaching Out...
Optimized outreach
Interval uses billions of data sets to determine the ideal time, tone, and method to interact with overdue clients.
Solutions
From reminder to formal collections,
we handle it all
Early recovery
Recover overdue payments before they’re sent to collections. Automate personalized outreach under your brand to resolve past-due accounts earlier.
Learn about early recovery
Formal collections (Licensed & Bonded Agency)
Escalate harder-to-recover accounts to our licensed collection agency. We handle outreach and recovery while keeping everything in the same platform.
Learn about formal collections
Testimonials
Hear what businesses are saying about us
“Interval is saving me $8,000 a month on payroll alone.”
“Interval has allowed us to not have to allocate hours of time to have someone sitting on the phones dialing all day.”
And trusted by 300+ more companies to manage their AR and debt collections.
How it works
From first reminder to formal collections
1. Import your customer data
Quick setup with your CRM, accounting system, or spreadsheet. One connection unlocks the full power of AI-driven collections.
Reaching Out...
2. Optimized outreach strategy
Our software automatically discovers the best times, channels, and approaches for each customer. Fine-tune any settings or let it run completely automated.
3. AI handles every conversation
Interval handles calls, texts, emails, and paper mail 24/7. It negotiates payments, answers questions, and follows up while maintaining perfect professionalism across every channel.
Payment Received
Paid
4. Monitor everything in real-time
Track every conversation, payment, and promise to pay in one place. Get instant alerts for risks and see exactly where AI is making progress. View accurate reporting on total collected, aging buckets, DSO reduction, and the health of your client base.
Add to Interval Recovery Services
5. Credit reporting and 3rd party behavior
For more deeply rooted in complex cases, merge your preferred accounts to our licensed and bonded debt collection agency.
6. Collections on autopilot
Transform your collections process from a daily headache into a smooth, automated operation. More payments collected, without the frustrated customers.
Pricing
Get pricing for your business
Who we serve
Who should choose Interval?
Home services
Pest control, lawn care, HVAC, cleaning: recover unpaid jobs and subscriptions under your brand, without souring the customer relationships you worked hard to build.
Lending
Reach delinquent borrowers with compliant, well-timed outreach that recovers missed payments and sets up realistic repayment plans before accounts charge off.
Fitness
Failed drafts and lapsed memberships add up fast. Interval recovers declined payments and past-due dues while keeping members happy and coming back.
Medical
Collect patient balances with the care healthcare demands: clear statements, flexible payment plans, and respectful follow-up on every account.
Legal
Recover unpaid billable hours and ensure your hard work pays off. Interval keeps follow-up consistent and professional, helping firms recover revenue without distracting attorneys from client work.
Utilities
Recover overdue utility balances with consistent, compliant outreach while helping customers find a practical path to payment.
And many, many more businesses...
FAQs
Frequently Asked Questions
Interval is priced on a contingency basis for formal collections (we only get paid when you do), with simple flat pricing for early, 1st party recovery. Book a demo for a quote tailored to your volume.
Natural and professional. Every call, text, and email is delivered under your brand with a tone you approve, so customers experience a helpful billing conversation, not a collections script.
Outreach cadence is optimized per customer and always within compliant limits. You can fine-tune frequency and channels, or let Interval run fully automated.
There are plenty of collections agencies out there, and most of them focus on one thing only: getting money in the door. We care about that too, but we also care about how your customers feel throughout the process. Interval helps recover overdue revenue while treating customers like people, understanding why they fell behind, and helping create better outcomes moving forward.
Interval Recovery Services (a subsidiary of Interval AI Corp.) is a fully licensed and bonded debt collection agency. For any accounts that need the next set of actions, consider passing them through to 3rd party collections.
We operate as a licensed, bonded collection agency and maintain compliance across outreach, payment communication, and customer handling, including FDCPA, TCPA, Regulation F, and state-level requirements.